Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$245,167	$245,167	$306,000
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$60,833	$0
Funding fee	$1,226	$1,226	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	4.300%	5.234%	7.640%
1st payment	$1,415.43	$1,415.43	$2,118.68
2nd payment	$0.00	$456.25	$0.00
Taxes / mo	$189.50	$189.50	$189.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,754.93	$2,211.18	$2,519.38
Cash to close	$94,833	$34,000	$34,000