Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,426$427,426$1,237,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$810,074$0
Funding fee$2,137$2,137$0
Note rate3.690%3.690%7.400%
Blended rate3.690%6.348%7.640%
1st payment$2,153.32$2,153.32$8,568.20
2nd payment$0.00$5,231.73$0.00
Taxes / mo$1,145.83$1,145.83$1,145.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$247.50
HOA / mo$482.00$482.00$482.00
Total monthly$3,997.82$9,229.54$10,660.20
Cash to close$947,574$137,500$137,500