Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$206,027	$206,027	$319,499
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$113,472	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	5.150%	7.640%
1st payment	$959.54	$959.54	$2,212.15
2nd payment	$0.00	$756.48	$0.00
Taxes / mo	$56.67	$56.67	$56.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$63.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,333.13	$2,089.60	$2,482.71
Cash to close	$148,972	$35,500	$35,500