Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,573$297,573$418,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$120,927$0
Funding fee$1,488$1,488$0
Note rate3.010%3.010%7.400%
Blended rate3.010%4.452%7.640%
1st payment$1,406.40$1,406.40$2,897.61
2nd payment$0.00$806.18$0.00
Taxes / mo$280.92$280.92$280.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$20.00$20.00$20.00
Total monthly$1,873.98$2,680.16$3,448.89
Cash to close$167,427$46,500$46,500