Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$139,580$139,580$247,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$107,920$0
Funding fee$698$698$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.169%7.640%
1st payment$679.02$679.02$1,713.64
2nd payment$0.00$719.47$0.00
Taxes / mo$600.58$600.58$600.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,429.61$2,149.08$2,513.72
Cash to close$135,420$27,500$27,500