Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,066$127,066$189,000
Remaining term (yrs)19.219.230.0
Secondary amount$0$61,934$0
Funding fee$0$0$0
Note rate3.980%3.980%7.400%
Blended rate4.830%6.196%7.640%
1st payment$786.04$786.04$1,308.60
2nd payment$0.00$464.50$0.00
Taxes / mo$460.33$460.33$460.33
Insurance / mo$150.00$150.00$150.00
MI / mo$116.91$116.91$37.80
HOA / mo$246.00$246.00$246.00
Total monthly$1,759.28$2,223.78$2,202.73
Cash to close$82,934$21,000$21,000