Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$183,749$183,749$238,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$54,751$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.940%7.640%
1st payment$856.04$856.04$1,651.33
2nd payment$0.00$410.63$0.00
Taxes / mo$495.00$495.00$495.00
Insurance / mo$150.00$150.00$150.00
MI / mo$146.06$146.06$47.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,647.10$2,057.73$2,344.03
Cash to close$81,251$26,500$26,500