Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$409,341$409,341$418,500
Remaining term (yrs)26.726.730.0
Secondary amount$0$32,409$0
Funding fee$0$0$0
Note rate6.570%6.570%7.400%
Blended rate7.120%7.469%7.640%
1st payment$2,707.89$2,707.89$2,897.61
2nd payment$0.00$320.71$0.00
Taxes / mo$311.92$311.92$311.92
Insurance / mo$166.67$166.67$166.67
MI / mo$194.94$194.94$83.70
HOA / mo$44.50$44.50$44.50
Total monthly$3,425.91$3,746.62$3,504.39
Cash to close$55,659$23,250$46,500