Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$696,605	$696,605	$755,100
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$58,495	$0
Funding fee	$3,483	$3,483	$0
Note rate	6.340%	6.340%	7.400%
Blended rate	6.340%	6.546%	7.640%
1st payment	$4,421.28	$4,421.28	$5,228.16
2nd payment	$0.00	$438.71	$0.00
Taxes / mo	$580.33	$580.33	$580.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$151.02
HOA / mo	$9.58	$9.58	$9.58
Total monthly	$5,227.86	$5,666.58	$6,185.76
Cash to close	$142,395	$83,900	$83,900