Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$366,108	$366,108	$495,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$128,892	$0
Funding fee	$1,831	$1,831	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	2.650%	4.043%	7.640%
1st payment	$1,694.27	$1,694.27	$3,427.28
2nd payment	$0.00	$859.28	$0.00
Taxes / mo	$146.92	$146.92	$146.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$69.00	$69.00	$69.00
Total monthly	$2,076.86	$2,936.14	$3,908.86
Cash to close	$183,892	$55,000	$55,000