Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$289,067$289,067$323,730
Remaining term (yrs)25.925.930.0
Secondary amount$0$34,663$0
Funding fee$1,445$1,445$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.696%7.640%
1st payment$1,708.77$1,708.77$2,241.44
2nd payment$0.00$259.97$0.00
Taxes / mo$425.58$425.58$425.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.75
HOA / mo$20.83$20.83$20.83
Total monthly$2,305.19$2,565.16$2,902.60
Cash to close$70,633$35,970$35,970