Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$408,446$408,446$449,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$40,654$0
Funding fee$0$0$0
Note rate6.660%6.660%7.400%
Blended rate7.510%7.645%7.640%
1st payment$2,750.71$2,750.71$3,109.48
2nd payment$0.00$304.90$0.00
Taxes / mo$444.00$444.00$444.00
Insurance / mo$166.67$166.67$166.67
MI / mo$303.20$303.20$89.82
HOA / mo$126.67$126.67$126.67
Total monthly$3,791.24$4,096.14$3,936.63
Cash to close$90,554$49,900$49,900