Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$71,054$71,054$440,910
Remaining term (yrs)12.712.730.0
Secondary amount$0$369,856$0
Funding fee$0$0$0
Note rate4.790%4.790%7.400%
Blended rate5.640%7.410%7.640%
1st payment$618.53$618.53$3,052.77
2nd payment$0.00$2,388.66$0.00
Taxes / mo$143.67$143.67$143.67
Insurance / mo$166.67$166.67$166.67
MI / mo$83.60$83.60$88.18
HOA / mo$115.00$115.00$115.00
Total monthly$1,127.46$3,516.12$3,566.29
Cash to close$418,846$48,990$48,990