Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$134,533	$134,533	$305,910
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$171,377	$0
Funding fee	$673	$673	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	4.160%	6.311%	7.640%
1st payment	$815.82	$815.82	$2,118.06
2nd payment	$0.00	$1,142.51	$0.00
Taxes / mo	$230.17	$230.17	$230.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,195.99	$2,338.50	$2,559.41
Cash to close	$205,367	$33,990	$33,990