Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$248,665	$248,665	$376,110
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$127,445	$0
Funding fee	$0	$0	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	3.640%	5.117%	7.640%
1st payment	$1,168.50	$1,168.50	$2,604.11
2nd payment	$0.00	$849.63	$0.00
Taxes / mo	$621.75	$621.75	$621.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$201.70	$201.70	$75.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,141.94	$2,991.58	$3,451.08
Cash to close	$169,235	$41,790	$41,790