Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$132,294$132,294$202,410
Remaining term (yrs)20.020.030.0
Secondary amount$0$70,116$0
Funding fee$0$0$0
Note rate3.420%3.420%7.400%
Blended rate4.270%5.909%7.640%
1st payment$757.44$757.44$1,401.45
2nd payment$0.00$525.87$0.00
Taxes / mo$260.92$260.92$260.92
Insurance / mo$150.00$150.00$150.00
MI / mo$120.68$120.68$40.48
HOA / mo$452.00$452.00$452.00
Total monthly$1,741.03$2,266.90$2,304.84
Cash to close$92,606$22,490$22,490