Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$213,750
Remaining term (yrs)	27.1	27.1	30.0
Secondary amount	$0	$213,750	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$1,479.96
2nd payment	$0.00	$1,380.47	$0.00
Taxes / mo	$203.50	$203.50	$203.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.75
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$353.50	$1,733.97	$1,876.21
Cash to close	$237,500	$23,750	$23,750