Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,766$476,766$490,500
Remaining term (yrs)25.625.630.0
Secondary amount$0$40,984$0
Funding fee$2,384$2,384$0
Note rate5.270%5.270%7.400%
Blended rate5.270%5.793%7.640%
1st payment$2,822.56$2,822.56$3,396.12
2nd payment$0.00$405.57$0.00
Taxes / mo$125.08$125.08$125.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,114.31$3,519.88$3,785.97
Cash to close$68,234$27,250$54,500