Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$292,624$292,624$576,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$283,376$0
Funding fee$1,463$1,463$0
Note rate2.980%2.980%7.400%
Blended rate2.980%5.327%7.640%
1st payment$1,387.74$1,387.74$3,988.11
2nd payment$0.00$1,830.13$0.00
Taxes / mo$533.33$533.33$533.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$65.00$65.00$65.00
Total monthly$2,152.74$3,982.87$4,868.31
Cash to close$347,376$64,000$64,000