Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$330,211$330,211$350,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$40,194$0
Funding fee$0$0$0
Note rate5.700%5.700%7.400%
Blended rate6.550%7.128%7.640%
1st payment$2,037.42$2,037.42$2,429.63
2nd payment$0.00$397.75$0.00
Taxes / mo$299.58$299.58$299.58
Insurance / mo$150.00$150.00$150.00
MI / mo$248.65$248.65$70.18
HOA / mo$2.67$2.67$2.67
Total monthly$2,738.32$3,136.08$2,952.07
Cash to close$59,689$19,495$38,990