Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$347,882$347,882$380,700
Remaining term (yrs)25.825.830.0
Secondary amount$0$32,818$0
Funding fee$1,739$1,739$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.820%7.640%
1st payment$2,105.46$2,105.46$2,635.89
2nd payment$0.00$246.14$0.00
Taxes / mo$20.50$20.50$20.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.14
HOA / mo$30.67$30.67$30.67
Total monthly$2,306.63$2,552.77$2,913.20
Cash to close$75,118$42,300$42,300