Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,487$320,487$441,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$120,513$0
Funding fee$1,602$1,602$0
Note rate3.050%3.050%7.400%
Blended rate3.050%4.403%7.640%
1st payment$1,514.73$1,514.73$3,053.39
2nd payment$0.00$803.42$0.00
Taxes / mo$246.50$246.50$246.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$10.83$10.83$10.83
Total monthly$1,938.72$2,742.15$3,565.59
Cash to close$169,513$49,000$49,000