Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$424,677$424,677$432,000
Remaining term (yrs)28.328.330.0
Secondary amount$0$31,323$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.670%7.640%
1st payment$2,819.39$2,819.39$2,991.08
2nd payment$0.00$309.97$0.00
Taxes / mo$601.08$601.08$601.08
Insurance / mo$166.67$166.67$166.67
MI / mo$198.01$198.01$86.40
HOA / mo$2.92$2.92$2.92
Total monthly$3,788.07$4,098.04$3,848.15
Cash to close$55,323$24,000$48,000