Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$253,347$253,347$378,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$124,653$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.131%7.640%
1st payment$1,181.65$1,181.65$2,617.20
2nd payment$0.00$831.02$0.00
Taxes / mo$350.00$350.00$350.00
Insurance / mo$150.00$150.00$150.00
MI / mo$201.87$201.87$75.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,883.52$2,714.54$3,192.80
Cash to close$166,653$42,000$42,000