Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,790$330,790$481,500
Remaining term (yrs)23.323.330.0
Secondary amount$0$150,710$0
Funding fee$1,654$1,654$0
Note rate3.740%3.740%7.400%
Blended rate3.740%5.073%7.640%
1st payment$1,768.69$1,768.69$3,333.81
2nd payment$0.00$1,004.73$0.00
Taxes / mo$289.25$289.25$289.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$96.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,224.60$3,229.34$3,886.03
Cash to close$204,210$53,500$53,500