Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$367,381$367,381$652,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$285,119$0
Funding fee$1,837$1,837$0
Note rate5.700%5.700%7.400%
Blended rate5.700%6.596%7.640%
1st payment$2,263.56$2,263.56$4,517.78
2nd payment$0.00$1,841.39$0.00
Taxes / mo$672.42$672.42$672.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$0.00$0.00$0.00
Total monthly$3,152.65$4,994.04$5,537.36
Cash to close$357,619$72,500$72,500