Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$155,591	$155,591	$809,910
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$654,319	$0
Funding fee	$0	$0	$0
Note rate	3.870%	3.870%	7.400%
Blended rate	4.720%	7.168%	7.640%
1st payment	$956.35	$956.35	$5,607.65
2nd payment	$0.00	$4,225.81	$0.00
Taxes / mo	$684.00	$684.00	$684.00
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$144.15	$144.15	$161.98
HOA / mo	$38.50	$38.50	$38.50
Total monthly	$2,039.66	$6,265.47	$6,708.80
Cash to close	$744,309	$89,990	$89,990