Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$89,077	$89,077	$360,000
Remaining term (yrs)	16.0	16.0	30.0
Secondary amount	$0	$270,923	$0
Funding fee	$0	$0	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	4.410%	6.924%	7.640%
1st payment	$604.56	$604.56	$2,492.57
2nd payment	$0.00	$1,749.71	$0.00
Taxes / mo	$322.83	$322.83	$322.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.66	$94.66	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,172.05	$2,921.76	$3,037.40
Cash to close	$310,923	$40,000	$40,000