Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$496,728$496,728$625,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$128,772$0
Funding fee$2,484$2,484$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.856%7.640%
1st payment$2,931.96$2,931.96$4,330.84
2nd payment$0.00$858.48$0.00
Taxes / mo$579.17$579.17$579.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.10
HOA / mo$130.00$130.00$130.00
Total monthly$3,807.80$4,666.28$5,331.77
Cash to close$198,272$69,500$69,500