Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,768$208,768$355,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$146,732$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%5.522%7.640%
1st payment$984.65$984.65$2,461.41
2nd payment$0.00$978.21$0.00
Taxes / mo$326.75$326.75$326.75
Insurance / mo$150.00$150.00$150.00
MI / mo$166.92$166.92$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,628.32$2,606.53$3,009.26
Cash to close$186,232$39,500$39,500