Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$17,506	$17,506	$292,500
Remaining term (yrs)	3.2	3.2	30.0
Secondary amount	$0	$274,994	$0
Funding fee	$0	$0	$0
Note rate	7.840%	7.840%	7.400%
Blended rate	8.690%	7.806%	7.640%
1st payment	$498.75	$498.75	$2,025.21
2nd payment	$0.00	$1,776.00	$0.00
Taxes / mo	$47.83	$47.83	$47.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$48.89	$48.89	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$745.47	$2,521.47	$2,281.54
Cash to close	$307,494	$32,500	$32,500