Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,427	$170,427	$386,100
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$215,673	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	6.448%	7.640%
1st payment	$1,001.31	$1,001.31	$2,673.28
2nd payment	$0.00	$1,392.89	$0.00
Taxes / mo	$221.33	$221.33	$221.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.46	$149.46	$77.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,522.10	$2,914.99	$3,121.83
Cash to close	$258,573	$42,900	$42,900