Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$604,995$604,995$764,100
Remaining term (yrs)25.225.230.0
Secondary amount$0$159,105$0
Funding fee$3,025$3,025$0
Note rate3.100%3.100%7.400%
Blended rate3.100%4.120%7.640%
1st payment$2,875.26$2,875.26$5,290.47
2nd payment$0.00$1,060.70$0.00
Taxes / mo$707.50$707.50$707.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,799.42$4,860.12$6,367.46
Cash to close$244,005$84,900$84,900