Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$160,775$160,775$396,000
Remaining term (yrs)21.221.230.0
Secondary amount$0$235,225$0
Funding fee$0$0$0
Note rate3.920%3.920%7.400%
Blended rate4.770%6.540%7.640%
1st payment$927.78$927.78$2,741.82
2nd payment$0.00$1,519.16$0.00
Taxes / mo$302.42$302.42$302.42
Insurance / mo$150.00$150.00$150.00
MI / mo$138.99$138.99$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,519.18$3,038.34$3,273.44
Cash to close$279,225$44,000$44,000