Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,894$270,894$305,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$34,206$0
Funding fee$1,354$1,354$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.566%7.640%
1st payment$1,264.89$1,264.89$2,112.45
2nd payment$0.00$256.55$0.00
Taxes / mo$688.17$688.17$688.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.02
HOA / mo$12.42$12.42$12.42
Total monthly$2,115.47$2,372.02$3,024.06
Cash to close$68,106$33,900$33,900