Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$146,592	$146,592	$629,910
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$483,318	$0
Funding fee	$0	$0	$0
Note rate	5.590%	5.590%	7.400%
Blended rate	6.440%	7.445%	7.640%
1st payment	$1,335.93	$1,335.93	$4,361.37
2nd payment	$0.00	$3,121.43	$0.00
Taxes / mo	$241.33	$241.33	$241.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$165.02	$165.02	$125.98
HOA / mo	$48.00	$48.00	$48.00
Total monthly	$1,956.95	$5,078.38	$4,943.35
Cash to close	$553,308	$69,990	$69,990