Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$232,279	$232,279	$287,910
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$55,631	$0
Funding fee	$0	$0	$0
Note rate	6.510%	6.510%	7.400%
Blended rate	7.060%	7.435%	7.640%
1st payment	$1,472.35	$1,472.35	$1,993.43
2nd payment	$0.00	$417.23	$0.00
Taxes / mo	$129.75	$129.75	$129.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.65	$106.65	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,858.76	$2,275.99	$2,330.76
Cash to close	$87,621	$31,990	$31,990