Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$213,810$213,810$297,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$83,190$0
Funding fee$1,069$1,069$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.580%7.640%
1st payment$996.14$996.14$2,056.37
2nd payment$0.00$623.93$0.00
Taxes / mo$297.17$297.17$297.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,443.30$2,067.23$2,562.93
Cash to close$116,190$33,000$33,000