Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$279,000
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$279,000	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$1,931.74
2nd payment	$0.00	$1,801.88	$0.00
Taxes / mo	$53.67	$53.67	$53.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$203.67	$2,005.54	$2,191.21
Cash to close	$310,000	$31,000	$31,000