Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$250,065$250,065$270,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$34,935$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.720%7.640%
1st payment$1,166.34$1,166.34$1,869.43
2nd payment$0.00$345.71$0.00
Taxes / mo$169.92$169.92$169.92
Insurance / mo$150.00$150.00$150.00
MI / mo$199.25$199.25$54.00
HOA / mo$393.00$393.00$393.00
Total monthly$2,078.51$2,424.22$2,636.34
Cash to close$49,935$15,000$30,000