Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$205,907	$205,907	$296,910
Remaining term (yrs)	23.9	23.9	30.0
Secondary amount	$0	$91,003	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.428%	7.640%
1st payment	$1,003.82	$1,003.82	$2,055.74
2nd payment	$0.00	$682.52	$0.00
Taxes / mo	$374.08	$374.08	$374.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$168.65	$168.65	$59.38
HOA / mo	$92.00	$92.00	$92.00
Total monthly	$1,788.55	$2,471.07	$2,731.21
Cash to close	$123,993	$32,990	$32,990