Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$236,188	$236,188	$305,100
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$68,912	$0
Funding fee	$0	$0	$0
Note rate	2.780%	2.780%	7.400%
Blended rate	3.630%	4.843%	7.640%
1st payment	$1,116.64	$1,116.64	$2,112.45
2nd payment	$0.00	$516.84	$0.00
Taxes / mo	$287.83	$287.83	$287.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$192.99	$192.99	$61.02
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,822.47	$2,339.31	$2,686.30
Cash to close	$102,812	$33,900	$33,900