Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$584,158	$472,500
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,921	$0
Note rate	4.720%	7.400%
Blended rate	4.720%	7.640%
1st payment	$3,269.80	$3,271.49
2nd payment	$0.00	$0.00
Taxes / mo	$527.75	$527.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$94.50
HOA / mo	$146.67	$146.67
Total monthly	$4,110.88	$4,207.08
Cash to close	$0	$52,500