Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$145,896	$145,896	$247,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$101,604	$0
Funding fee	$729	$729	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	5.117%	7.640%
1st payment	$692.64	$692.64	$1,713.64
2nd payment	$0.00	$677.36	$0.00
Taxes / mo	$267.17	$267.17	$267.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,109.81	$1,787.17	$2,180.31
Cash to close	$129,104	$27,500	$27,500