Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$209,197	$209,197	$395,999
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$186,802	$0
Funding fee	$1,046	$1,046	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	5.200%	7.640%
1st payment	$973.43	$973.43	$2,741.82
2nd payment	$0.00	$1,245.34	$0.00
Taxes / mo	$157.25	$157.25	$157.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,280.68	$2,526.03	$3,128.27
Cash to close	$230,802	$44,000	$44,000