Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$197,985	$197,985	$360,000
Remaining term (yrs)	20.6	20.6	30.0
Secondary amount	$0	$162,015	$0
Funding fee	$990	$990	$0
Note rate	4.050%	4.050%	7.400%
Blended rate	4.050%	5.828%	7.640%
1st payment	$1,176.74	$1,176.74	$2,492.57
2nd payment	$0.00	$1,080.10	$0.00
Taxes / mo	$160.83	$160.83	$160.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,487.57	$2,567.67	$2,875.40
Cash to close	$202,015	$40,000	$40,000