Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,816	$140,816	$269,100
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$128,284	$0
Funding fee	$704	$704	$0
Note rate	3.900%	3.900%	7.400%
Blended rate	3.900%	5.855%	7.640%
1st payment	$821.48	$821.48	$1,863.19
2nd payment	$0.00	$855.22	$0.00
Taxes / mo	$249.17	$249.17	$249.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,220.65	$2,075.87	$2,316.18
Cash to close	$158,184	$29,900	$29,900