Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$300,899	$300,899	$359,100
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$58,201	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.553%	7.640%
1st payment	$1,771.52	$1,771.52	$2,486.34
2nd payment	$0.00	$436.51	$0.00
Taxes / mo	$332.50	$332.50	$332.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$227.75	$227.75	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,481.77	$2,918.28	$3,040.66
Cash to close	$98,101	$39,900	$39,900