Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,846	$140,846	$202,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$61,654	$0
Funding fee	$704	$704	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	4.806%	7.640%
1st payment	$670.25	$670.25	$1,402.07
2nd payment	$0.00	$462.41	$0.00
Taxes / mo	$166.92	$166.92	$166.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$987.17	$1,449.57	$1,759.49
Cash to close	$84,154	$22,500	$22,500