Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,532$386,532$414,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$27,468$0
Funding fee$1,933$1,933$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.305%7.640%
1st payment$1,825.42$1,825.42$2,866.45
2nd payment$0.00$206.01$0.00
Taxes / mo$477.67$477.67$477.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$205.00$205.00$205.00
Total monthly$2,674.75$2,880.76$3,798.59
Cash to close$73,468$46,000$46,000